Filer/Responder Workshop Recap – August 2025 

AF recently facilitated its latest Filer/Responder Workshops on August 26 and 28 with 394 member company representatives in attendance. The purpose of these workshops is to drive decision quality by:   
  • Sharing information to improve filing and responding effectiveness.   
  • Answering questions attendees have regarding filing and responding workflows and procedures.   
The following topics are key takeaways from the August workshops:   
  • Damages sought in AF’s forums cannot include:
    • Expenses associated with investigating and adjusting losses.
    • An insured’s out-of-pocket expenses.
  • Do not attach revisit evidence when the following applies:
    • The filer has not supported the damages sought during their initial filing. This evidence cannot be considered.
    • The evidence was already attached to the filing. Address the evidence rather than submitting it a second time.
  • Before joining an existing case, please verify that the following information matches your loss (please contact AF before joining if you are unsure or have questions):
    • State
    • Date of loss
    • Insured names
    • Claim numbers
    • Details (i.e., the number of parties involved) 
  • Post-Decision Inquiries (PDI)
    • Under Rule 4-2, clerical or jurisdictional errors must be submitted within 30 days of the decision.
    • AF has sole discretion to determine if an error was made.
    • Disagreeing with the arbitrator’s decision or explanation of the decision is not grounds for a PDI.
    • Please only submit one inquiry, even if there are multiple concerns (e.g., policy limits and additional exposures).
    • Provide supporting documentation for Rule 3-9 submissions (policy limits information, prior payment evidence, coverage denial letter, etc.).
  • Supplemental Filings
    • The recovering company should include proof of payment to support that the supplemental damages were paid after the initial filing (Rule 5-3).
    • The responding company must raise any argument about the date of payment as a jurisdictional exclusion (i.e., subrogation prohibited) and only if there is a valid reason to believe payment occurred before the initial filing date.
  • AF Guides